|
FACTS |
WHAT DOES STATE SAVINGS BANK DO WITH YOUR PERSONAL
INFORMATION? |
|
WHY? |
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal
information. Please read this notice carefully to
understand what we do. |
|
WHAT? |
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
·
Social security number and income
·
Account balances and payment history
·
Credit history and credit scores
When you are no longer our customer, we continue to share
your information as described in this notice. |
|
HOW? |
All financial companies need to share their customers’
personal information to run their everyday business. In the
section below, we list the reasons financial companies can
share their customers’ personal information; the reasons
State Savings Bank chooses to share; and whether you can
limit this sharing. |
|
Reasons we can share your personal
information |
Does State Savings Bank share? |
Can you limit this sharing? |
|
For our everyday business purposes-such
as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report
to credit bureaus. |
Yes |
No |
|
For our marketing purposes-
to offer our products and services to you |
No |
We Don’t Share |
|
For joint marketing with other financial companies |
No |
We Don’t Share |
|
For our affiliates’ everyday business purposes-
information about your
transactions and experiences |
No |
We Don’t Share
|
|
For our affiliates’ everyday business purposes –
information about your creditworthiness |
No |
We Don’t Share
|
|
For non-affiliates to market to you |
No |
We Don’t Share |
Return to the Top
|
Who we are |
|
Who is providing this notice? |
State Savings Bank |
|
What we do |
|
How does State Savings Bank protect my personal information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards and
secured files and buildings.
We maintain physical, electronic, and procedural safeguards
to protect this information and we restrict access to
information about you to those employees for who access is
appropriate. |
|
How does State Savings Bank collect my personal information? |
We collect your personal information, for example, when you:
·
Open new account
·
Apply for a loan
·
Make deposits or withdrawals to your
account
·
Pay your bills
·
Use your debit card
We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies. |
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
·
sharing for affiliates’ everyday
business purposes-information about your creditworthiness
·
affiliates from using your
information to market to you
·
sharing for non-affiliates to market
to you
State laws and individual companies may give you additional
rights to limit sharing. |
|
Definitions |
|
Affiliates |
Companies related by common ownership or control. They can
be financial and nonfinancial companies.
·
State Savings Bank does not share
with our affiliates
|
|
Non-affiliates |
Companies not related by common ownership or control. They
can be financial and nonfinancial companies.
·
State Savings Bank does not share
with non-affiliates so they can market to you.
·
|
|
Joint Marketing |
A formal agreement between non-affiliated financial
companies that together market financial products or
services to you.
·
State Savings Bank does not jointly
market.
|
|
Other important information |
|
Please note: State Savings Bank will not ask you to submit
personal or account information via email.
|
|
